Mr. Underdown has more than 36 years experience in public and private risk management. An expert in insurance, he has worked as a claims adjuster, claims manager and risk manager, and has negotiated several large contracts with third-party administrators both locally and nationally. He has practical experience in most areas of personal and corporate insurance coverage types, from annuities to umbrella policies, from surety to workers’ compensation. As the risk manager for a corporation, Mr. Underdown was part of an acquisition team that completed 60 acquisitions ranging in size up to $60 million. The team reviewed insurance policies and folded them into the corporation’s program. He has set up and organized several risk management departments as well as managed corporate insurance costs through the corporate budget.


  • Licensed Insurance Institute of America Casualty Producer
  • Licensed Property Producer
  • Licensed Accident/Health Producer
  • Licensed Life Producer
  • Associate in General Insurance
  • Insurance Institute of America Senior Insurance Adjuster
  • General Adjustment Bureau Associate in Claims Diploma
  • Insurance Institute of America Associate in Risk Management Diploma
  • BS Zoology, Education, Arizona State University, 1968


  • Arizona Chapter Forensic Expert Witness Association, Board Member, Past President
  • Arizona Chapter Risk and Insurance Management Society, Member, Past President
  • American Association of Insurance Managements Consultants, Member
  • Forensic & Litigation Support Steering Committee Arizona Society of CPAs, Member
  • San Diego Chapter Risk and Insurance Management Society, Past Board Member

* Partial bio; contact Humatec for comprehensive CV